INTERNATIONAL HOLDINGS LIMITED
Early stage investment and advisory consultants
At PennyMoney International Holdings Limited, we open doors to a world of financial possibilities. Founded by Chris and Carol Phillips, industry pioneers with over five decades of combined experience, our firm specializes in investments, funding, advisory consultancy, and real estate development.
Companies We Work With:
ABOUT US
Pennymoney International Holdings Limited, founded by Chris and Carol Phillips, leverages their extensive 50-year global network.
Its focus is on securing and managing international investments, consultancy, and advisory opportunities. The vision is to capitalize on global financial opportunities. The Board, comprising diverse skills and experience, upholds strong corporate governance, aiming for optimal profitability and adherence to the highest ESG standards.
OUR SERVICES
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
OUR SERVICES
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
OUR SERVICES
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
OUR SERVICES
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
OUR SERVICES
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
OUR SERVICES
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
OUR SERVICES
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
OUR SERVICES
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
OUR SERVICES
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
OUR SERVICES
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
OUR SERVICES
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
OUR SERVICES
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
OUR SERVICES
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
OUR SERVICES
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
OUR SERVICES
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
OUR SERVICES
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
OUR SERVICES
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
OUR SERVICES
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
OUR SERVICES
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
OUR SERVICES
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
OUR SERVICES
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
OUR SERVICES
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
OUR SERVICES
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
OUR SERVICES
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
Investments and Funding
We excel in strategic investments and tailored funding solutions for small and medium-sized businesses, leveraging our expertise to identify opportunities in today's dynamic market landscape.
Our focus is on fuelling growth and sustainability by effectively addressing their unique needs, ensuring long-term success and viability in the ever-evolving business landscape. We are committed to providing support that aligns with their goals and objectives, driving tangible results and fostering enduring partnerships.
Global Networking and Corporate Governance
Through our commitment to global networking and governance best practices, we specialise in fostering cross-border connections and collaborations. Our aim is to ensure transparency, integrity, and sustainable growth for our clients, creating environments where businesses thrive across borders.
By promoting trust and mutual benefit, we contribute to a resilient and interconnected global economy, fostering opportunities for growth and development on an international scale.
Real Estate Development and Management
Built on a foundation of extensive industry experience, our dedicated team excels in every aspect of real estate development and management. From ground-breaking projects to exceptional property services, we guide clients through each stage with unwavering commitment, ensuring excellence from concept to completion.
Our professionalism and expertise redefine industry standards, addressing diverse needs with tailored solutions that reflect our passion for innovation and our relentless pursuit of perfection.
Advisory Consultancy
At our consultancy, we excel in delivering personalised guidance and expertise tailored to diverse industries. With a deep understanding of client needs, we provide strategic insights and management solutions that address challenges effectively.
Our collaborative approach ensures alignment with client goals and objectives, fostering innovation and sustainable growth. Through continuous adaptation and proactive strategies, we empower clients to navigate complexities and seize opportunities in an ever-changing business landscape, driving long-term success and resilience.
WHO WE ARE
Chris Phillips
Chairman
With 50+ years in finance, Chris served as CEO at PruBache, Marshals, and director at Lombard Odier. As Places for People Chairman, he managed 11,600 staff and 5.9 billion in assets. Chris founded Centaurea for SME investment and co-founded Pennymoney in 2023. Pennymoney now owns Centaurea Investments, furthering Chris’ commitment to start-up and SME growth and investment.
WHO WE ARE
Carol Phillips
chief executive officer
Explore Carol’s 40-year journey from researcher to entrepreneur. Beginning in Singapore’s fashion industry, she rose to senior management at Garrards. Founding ITC in 1994, she led international consultancy, shaping enterprises across Asia, the Middle East, and Europe. As Director of Global Business Development and Trustee at Centaurea, Carol drives global growth and innovation, epitomising vision and success.
WHO WE ARE
Raymond Harris
Director
Raymond, a Chartered Accountant since 1961, served as Partner at Gerald Edelman Chartered Accountants until 2003. Now consulting for Adler Shine LLP, his focus is on tax, including Capital Gains, Inheritance, and Stamp Duty Land Tax. He provides guidance on HM Revenue & Customs matters and holds Director roles while also serving as Trustee for three registered charities, showcasing his extensive experience and commitment.
WHO WE ARE
Cecelia Harvey
Director
Cecilia’s tech career began on Wall Street, leading to senior roles at Morgan Stanley, Barclays, HSBC, and IBM. Now COO at City & Guild, UK, she founded Tech Women Today and co-founded Hyve Dynamics. With 20+ years of entrepreneurial experience, she champions diversity and innovation in technology, fostering inclusive thought and catalysing innovation.
WHO WE ARE
Lynette Lackey
Director
Lynette, a Fellow of the Institute of Chartered Accountants, boasts over thirty years’ experience in strategic finance, real estate, and business growth. Currently, she chairs the Audit & Risk Committee at Warehouse REIT Plc and holds advisory roles at the London Chamber of Commerce & Industry. With extensive leadership experience and a background in international initiatives, she continues to shape governance and business strategies across various sectors.
WHO WE ARE
Paul Whitnell
Director
Originally from Cork, Paul made his home in the UK. He holds the position of Director of Elections for Billy Kelleher MEP in Ireland and boasts a rich sales background. Currently, he spearheads PL Business Development Ltd. Alongside, Paul founded BITA International, fostering connections across the UK, Ireland, US, Australia, and Dubai, known for its engaging blend of business and pleasure.
WHO WE ARE
Samantha Miles
Customer Relations & Research Executive
Samantha, born in Singapore, educated in London, transitioned from debt collection to private investigation and then to procurement. At Pottery Specialist Inc, she managed global clients. Currently, with Bromford, she addresses tenant issues and advises on complaints, ensuring fair outcomes benefiting both business and clients.
ENQUIRE TODAY
Please contact our representatives in London using the form provided. To discuss early stage investment, or any advisory consultants services, you may also contact us using: [email protected] or +44 (0)750 000 24 94
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